African American,  education,  Finances

National Debt Contributors.

Now this is a road less traveled when it comes to posting blog entries.   However, I just felt I had to document it today because It is a blatant travesty that 48 yr old adults are much less adept at handling financial matters than some 20 yr olds.   As you may well know, I work for a bank and along came a true test of patience today.    The former (48 yr old) calls in about her account being severely overdrawn due in part to several overdraft fees assessed on the account.   These fees are a result of gross negligence.  The woman started going overdrawn on 7/16/2010 and just never bothered to check her account balance in the ensuing 2 weeks.   Here it is, I had a 20 yr old girl call me 2 days prior asking to check her balance just to make sure she did not go over the amount available to her.  Not only was she checking her balance she was comparing it against her check registry.  20 yrs Old with a baby voice and already financially adept wherein this 48 yr old could’nt’ be bothered to even keep tabs on her account.  This was her reply to me when I asked her about checking her balance “I simply work too many hours in the day.  I do not have time”.  

I mean are we serious?  This is but an example of the idiocy i encounter on a daily basis.  It’s also a reason why my struggle is so difficult when it comes to having patience.     Please pray for me that I might overcome these vices.

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